~International Financing Solutions~

February 2009

In-Ground Asset Financing

With the increasing values of Gold, Silver and other precious metals, the emergence of Financing based on In-Ground  Assets has increased. Many funding sources are changing their older “lending programs” to a new program which is based on using the Assets in the Ground as collateral for the loan.

International Financing Solutions has a few funding sources which will lend on In-ground Assets. These Assets do not always have to be precious metals, but can also be coal, oil, gas or any other similar assets which has a market value.

One of our lenders is a Hedge Fund which has the following Guidelines:

• 100% Financing - Gold silver, Platinum, Oil, Gas, Coal
• Operating Field / Mine OR  Non-Operating (includes vaulted assets) Field
• Min. Loan Amount: $30,000,000
• Max. Loan Amount: Varies on Asset Type
• Min. Asset Value: $400,000,000
• Loan to Asset Value: Up to 25% for Operating Field/Mine
• Loan to Asset: From 5 to 10% for Non-Operating Field Mine
• Value Determination: Market Price / Reserve Market Price
• Reserve Reports: No more than 3 years old
• Location: Must be on U.S. soil 

TERMS FOR FINANCING:

• 5 Years: First 3 years are interest only
• Interest Rate: 12% (Might be lower depending on project).
• Loan to Asset Value: 5 - 25%.
• Fee: 6% of funded loan amount.
• Funding occurs 60 days post closing.

INITIAL DOCUMENTS NEEDED:

• Detailed Business Plan
• Detailed Use of Funds
• Geological Survey /  Assay Report
• Personal Financial Statement
• Please request our application forms

International Financing Solutions is ready to assist you in securing Capital
while using your In-Ground Assets as collateral.

To learn more about the different financing programs we offer, please visit our website
http://internationalfinancingsolutions.ning.com/profiles/blog/list

Please keep in mind that terms & conditions of any financing program may be subject to change at any time without notice, or the funding source may elect to end the program for any reason. For the latest terms, guidelines and conditions  please contact our office for
 the most recent updates.

 February 2009

Development Financing
for
2009 and beyond

For those Developers who have been searching for development financing for the past 12+ months, I’m sure you have witnessed that securing funds to develop your project has been quite tough. 

The reality is that securing Development money IS possible provided you are working with the right people, you have a strong project and you have "some skin in the game" (cash). In the past 2 months we have been seeing a gradual improvement to funds loosening up and becoming available. The projects that are having the most success in making it to a closing / funding are the following:

• Client has a Financially Strong Project
• Client has a professionally prepared Business Plan & Pro-forma
• The Developer is experienced and has experienced people / companies as part of their development team
• The Developer has money already invested into their project, at least 10% of the requested loan amount or MORE!!
• The Developer has a strong Net Worth and a sizable amount of Liquid Assets.

Basically what the lender wants to see is that the project “makes sense” and has a high probability to be profitable….. basically, the lender wants to make sure they will get their money back in a timely fashion.

Another aspect about the projects that are funding today, ...... a high percentage of them are being financed through either structured financing or private placement loans. What this means is that the funding sources are leveraging money, either their own money or the money of the developer to create significant cash to fund the project. The unfortunate part about this is that MOST US based developers have never heard of this method and therefore do not believe in it’s capability.

The best way for these people to be informed is to consult with an attorney who is licensed with the SEC or work with
International Financing Solutions who will put you in touch with such an attorney. 

Sincerely,

Sean Allen
President

Have a Project that needs funding?
Give us a call or send an email.

www.InternationalFinancingSoultions.com

DISCLAIMER: Sender is NOT a United States Securities Dealer or Broker or U.S. Investment Adviser. Sender is a Consultant and makes no warranties or representations as to the Buyer, Seller or Transaction. All due diligence is the responsibility of the Buyer and Seller. This E-mail letter and the attached related documents are never to be considered a solicitation for any purpose in any form or content. Upon receipt of these documents, the Recipient hereby acknowledges this Disclaimer. If acknowledgment is not accepted, Recipient must return any and all documents in their original receipted condition to Sender.