~International Financing Solutions~

Commercial Bridge Loans
For
Income producing Properties

International Financing Solutions has partnered with a US Based Bridge Lender to provide fast & affordable financing on Income Producing Properties. This Lender regularly closes loans within two weeks and is aggressively looking to increase their volume of business for 2009.  While the rest of the lenders in the world are cutting back on their fundings, this lender is expanding and looking for more business.

Guidelines:

• Property must be Commercial and in the continental United States
• Only Income Producing Properties (Apartments, Hotels, Retail, etc.)
  
• Minimum Loan Amount of $3 Million, Maximum $50 Million
• Interest Rate between 9% & 15%
• Term: 18 months (Longer with exceptions)
  
• Amortization: Interest Only Payments
• Fees will be between 6 to 10 points (Includes Lender & Broker Fees)
  
• Closings within 30 days possible
• Closing costs added into loan
• Up to 50% LTV of Properties Market Value

The purpose of this loan is to provide the borrower a short term solution to their funding needs. Funds can be used for acquisitions, improvements, remodeling, equipment purchases, overcome a current cash flow issue, or a multitude of other reasons.

The fees and costs associated with this loan may seem excessive, but they are in fact much cheaper than taking on an additional Financial Partner, losing your property to the bank, or not being able to make the needed adjustments in your business model to increase revenues.

To apply for this program, please submit the following documents:

• Detailed Business Plan
• Detailed Pro-forma
• Detailed use of funds
• Copy of Current MAI Appraisal
• Personal Financial Statements of borrower
• Listing of all current debt against the property

 To learn more about what we have to offer in commercial financing, please visit our website

http://internationalfinancingsolutions.ning.com/profiles/blog/list

Pleas keep in mind that terms and guidelines on all of our financing programs may change or be cancelled at any time without notice. Please contact us for the most recent terms and conditions.

January 2009

 Hotel Financing

International Financing Solutions currently has funding sources that are providing financing for Hotel Purchases or New Hotel Construction. These properties can be in the United States or located abroad. Our lenders will provide capital for purchases, refinances or business lines of credit. We do not go to conventional banks for our financing but to Private Investment Groups, Hedge Funds, and Private Money Lenders.

The terms for such transactions will vary greatly depending on the type of transaction (purchase, refinance, new construction, line of credit), but typically we like to see…

• Must Be A Flagged Hotel
• Buyers / Owners must have extensive past hotel management experience
• If a purchase, the hotel must be showing a respectable yearly profit
• The buyer must have some “skin in the game”

If you need a business loan for an existing Hotel, we can also secure these. Maximum Business loan are $6 Million which can be used for upgrades & improvements, business expansion, or any other uses which apply to the property or will increase revenue.

Documents needed for an Initial Review:

• Detailed Business Plan
• Detailed Pro-forma
• Personal Financial Statement
  
  

 January 2009

Commercial
Bridge Loans or Hard Money Loans

International Financing Solutions have a variety of lenders who are aggressively entertaining Commercial Bridge Loans for property in the United States and Abroad.

In today’s current economic conditions of bank failures and the increased inability to secure commercial financing, many businesses and development are struggling to get by, but we can be the solution.

Guidelines :

• Minimum Loan amounts of $5 Million USD
• Up to 60% LTV based on current “As Is” Value
• Interest Rates between 12% & 15%
• Closing Costs included in Loan
• Loan terms up to 24 months, in some instances 36 months
• Origination Fees between 7 & 10 points (Bulk of this to the lender)
• Fast Closings – Typically in 30 to 45 days
• Interest Reserve Built into the Loan

Commercial Property Types Allowed:

• Existing Businesses
• Raw Commercial Land
• Development Project already under construction
• We will look at any Commercial property or Business
• Refinancing a current Commercial Loan

Initial Documents Needed:

• Detailed Business Plan
• Detailed Pro-Forma
• Detailed Use of Funds
• List of Debts to be paid off
• Personal Financial Statements on Principles
• Recent MAI Appraisal Showing Current “As Is” Value

Need a fast commercial bridge loan, please contact us to discuss your needs.

Terms and Conditions on any of our financing programs are subject to change at any time without notice. Please contact us for the most recent terms and guidelines to qualify.

Does your business need additional working capital to buy new equipment?
Do you need money to expand or to capture a new revenue generating market?
Do you need the funds to get through a temporary cash flow crisis?

Whatever your needs may be, we have a solution to keep your company in the black and prosperous.

Business Loans

• Loan amounts from $1 Million to $6 Million
• Interest Rate starts at 6%
• Loan Term  .. 15, 20, 25 yrs
• Business must be profitable and verifiable for past two years
• No Minimum Credit Score required, but must not have a bankruptcy in history.
• No Pre-payment Penalty if Term is 15yrs or less
• Closing time frame is 30 to 45 days once all docs submitted
• Available for US Based Businesses Only.
  

Initial Documents Needed:

• Executive Summary
• Detailed Use of Funds

Terms and conditions of this financing program can change at any time without notice. Please contact us for the most recent qualification guidelines.

International Financing Solutions
A  Division of Sean Allen, Inc.
9531 Cypress Drive N.  Ft. Myers, Florida 33967
Ofc: 239-482-6866    Fax: 888-482-6860
Sean Cell: 239-898-9281     Email: sallen11867@aol.com
Skype: sean.allen5
www.InternationalFinancingSolutions.com
_________________________________________________________________

Equipment Leasing 

International Financing Solutions has a specialty when it comes to Equipment Leasing. Equipment Leasing allows you to finance 100% of the equipments costs plus most "soft costs". These soft costs include shipping, training, installation and other similar costs involved with acquiring the machinery and setting it up to work properly. 

The type of Equipment we can lease is basically any type of Capital Asset which your business may need to generate revenue. This would include construction machinery, vehicles, medical equipment, computer systems, manufacturing equipment, or any major asset your business needs. We can also combine multiple machines from various suppliers into one monthly lease payment. 

Most leases can be structured to fit your needs. 

We can structure the lease to be a "deferred payment" lease which does not require any monthly payments for 4 to 6 months or until the equipment is generating revenue. 

We can set up the payments to be seasonal. Many businesses have a specific "season" which their equipment is in use and generating revenue. Our payments can be structured to better accommodate these needs. One example of this would be a Snow plow which is used in the winter months and not used in summer. 

We can also set the payments up to match your cash flow. If revenues are expected to increase significantly in 1 to 2 years, then we can start the lease off with smaller payments and then step it up to larger payments when more revenue is being generated. 

Does your business need new equipment to function in today's market?
Are you a new "start-up" business that wants to save capital via leasing?
Is your business expanding? 

We can supply leases for equipment all over the Globe. 

Our minimum lease amount is $3 Million USD with the maximum being $80 Million.

Contact us today to see if Leasing is the right way to go to solve your equipment acquisition needs.

Terms & Conditions of our financing programs can change or be cancelled at any time. Please contact us with the latest details about any of our financing programs.