~International Financing Solutions~

 February 2009

Development Financing
for
2009 and beyond

For those Developers who have been searching for development financing for the past 12+ months, I’m sure you have witnessed that securing funds to develop your project has been quite tough. 

The reality is that securing Development money IS possible provided you are working with the right people, you have a strong project and you have "some skin in the game" (cash). In the past 2 months we have been seeing a gradual improvement to funds loosening up and becoming available. The projects that are having the most success in making it to a closing / funding are the following:

• Client has a Financially Strong Project
• Client has a professionally prepared Business Plan & Pro-forma
• The Developer is experienced and has experienced people / companies as part of their development team
• The Developer has money already invested into their project, at least 10% of the requested loan amount or MORE!!
• The Developer has a strong Net Worth and a sizable amount of Liquid Assets.

Basically what the lender wants to see is that the project “makes sense” and has a high probability to be profitable….. basically, the lender wants to make sure they will get their money back in a timely fashion.

Another aspect about the projects that are funding today, ...... a high percentage of them are being financed through either structured financing or private placement loans. What this means is that the funding sources are leveraging money, either their own money or the money of the developer to create significant cash to fund the project. The unfortunate part about this is that MOST US based developers have never heard of this method and therefore do not believe in it’s capability.

The best way for these people to be informed is to consult with an attorney who is licensed with the SEC or work with
International Financing Solutions who will put you in touch with such an attorney. 

Sincerely,

Sean Allen
President

Have a Project that needs funding?
Give us a call or send an email.

www.InternationalFinancingSoultions.com

DISCLAIMER: Sender is NOT a United States Securities Dealer or Broker or U.S. Investment Adviser. Sender is a Consultant and makes no warranties or representations as to the Buyer, Seller or Transaction. All due diligence is the responsibility of the Buyer and Seller. This E-mail letter and the attached related documents are never to be considered a solicitation for any purpose in any form or content. Upon receipt of these documents, the Recipient hereby acknowledges this Disclaimer. If acknowledgment is not accepted, Recipient must return any and all documents in their original receipted condition to Sender.

Commercial Bridge Loans
For
Income producing Properties

International Financing Solutions has partnered with a US Based Bridge Lender to provide fast & affordable financing on Income Producing Properties. This Lender regularly closes loans within two weeks and is aggressively looking to increase their volume of business for 2009.  While the rest of the lenders in the world are cutting back on their fundings, this lender is expanding and looking for more business.

Guidelines:

• Property must be Commercial and in the continental United States
• Only Income Producing Properties (Apartments, Hotels, Retail, etc.)
  
• Minimum Loan Amount of $3 Million, Maximum $50 Million
• Interest Rate between 9% & 15%
• Term: 18 months (Longer with exceptions)
  
• Amortization: Interest Only Payments
• Fees will be between 6 to 10 points (Includes Lender & Broker Fees)
  
• Closings within 30 days possible
• Closing costs added into loan
• Up to 50% LTV of Properties Market Value

The purpose of this loan is to provide the borrower a short term solution to their funding needs. Funds can be used for acquisitions, improvements, remodeling, equipment purchases, overcome a current cash flow issue, or a multitude of other reasons.

The fees and costs associated with this loan may seem excessive, but they are in fact much cheaper than taking on an additional Financial Partner, losing your property to the bank, or not being able to make the needed adjustments in your business model to increase revenues.

To apply for this program, please submit the following documents:

• Detailed Business Plan
• Detailed Pro-forma
• Detailed use of funds
• Copy of Current MAI Appraisal
• Personal Financial Statements of borrower
• Listing of all current debt against the property

 To learn more about what we have to offer in commercial financing, please visit our website

http://internationalfinancingsolutions.ning.com/profiles/blog/list

Pleas keep in mind that terms and guidelines on all of our financing programs may change or be cancelled at any time without notice. Please contact us for the most recent terms and conditions.

January 2009

 Hotel Financing

International Financing Solutions currently has funding sources that are providing financing for Hotel Purchases or New Hotel Construction. These properties can be in the United States or located abroad. Our lenders will provide capital for purchases, refinances or business lines of credit. We do not go to conventional banks for our financing but to Private Investment Groups, Hedge Funds, and Private Money Lenders.

The terms for such transactions will vary greatly depending on the type of transaction (purchase, refinance, new construction, line of credit), but typically we like to see…

• Must Be A Flagged Hotel
• Buyers / Owners must have extensive past hotel management experience
• If a purchase, the hotel must be showing a respectable yearly profit
• The buyer must have some “skin in the game”

If you need a business loan for an existing Hotel, we can also secure these. Maximum Business loan are $6 Million which can be used for upgrades & improvements, business expansion, or any other uses which apply to the property or will increase revenue.

Documents needed for an Initial Review:

• Detailed Business Plan
• Detailed Pro-forma
• Personal Financial Statement
  
  

 January 2009

Commercial
Bridge Loans or Hard Money Loans

International Financing Solutions have a variety of lenders who are aggressively entertaining Commercial Bridge Loans for property in the United States and Abroad.

In today’s current economic conditions of bank failures and the increased inability to secure commercial financing, many businesses and development are struggling to get by, but we can be the solution.

Guidelines :

• Minimum Loan amounts of $5 Million USD
• Up to 60% LTV based on current “As Is” Value
• Interest Rates between 12% & 15%
• Closing Costs included in Loan
• Loan terms up to 24 months, in some instances 36 months
• Origination Fees between 7 & 10 points (Bulk of this to the lender)
• Fast Closings – Typically in 30 to 45 days
• Interest Reserve Built into the Loan

Commercial Property Types Allowed:

• Existing Businesses
• Raw Commercial Land
• Development Project already under construction
• We will look at any Commercial property or Business
• Refinancing a current Commercial Loan

Initial Documents Needed:

• Detailed Business Plan
• Detailed Pro-Forma
• Detailed Use of Funds
• List of Debts to be paid off
• Personal Financial Statements on Principles
• Recent MAI Appraisal Showing Current “As Is” Value

Need a fast commercial bridge loan, please contact us to discuss your needs.

Terms and Conditions on any of our financing programs are subject to change at any time without notice. Please contact us for the most recent terms and guidelines to qualify.

Does your business need additional working capital to buy new equipment?
Do you need money to expand or to capture a new revenue generating market?
Do you need the funds to get through a temporary cash flow crisis?

Whatever your needs may be, we have a solution to keep your company in the black and prosperous.

Business Loans

• Loan amounts from $1 Million to $6 Million
• Interest Rate starts at 6%
• Loan Term  .. 15, 20, 25 yrs
• Business must be profitable and verifiable for past two years
• No Minimum Credit Score required, but must not have a bankruptcy in history.
• No Pre-payment Penalty if Term is 15yrs or less
• Closing time frame is 30 to 45 days once all docs submitted
• Available for US Based Businesses Only.
  

Initial Documents Needed:

• Executive Summary
• Detailed Use of Funds

Terms and conditions of this financing program can change at any time without notice. Please contact us for the most recent qualification guidelines.

International Financing Solutions
A  Division of Sean Allen, Inc.
9531 Cypress Drive N.  Ft. Myers, Florida 33967
Ofc: 239-482-6866    Fax: 888-482-6860
Sean Cell: 239-898-9281     Email: sallen11867@aol.com
Skype: sean.allen5
www.InternationalFinancingSolutions.com
_________________________________________________________________

Equipment Leasing 

International Financing Solutions has a specialty when it comes to Equipment Leasing. Equipment Leasing allows you to finance 100% of the equipments costs plus most "soft costs". These soft costs include shipping, training, installation and other similar costs involved with acquiring the machinery and setting it up to work properly. 

The type of Equipment we can lease is basically any type of Capital Asset which your business may need to generate revenue. This would include construction machinery, vehicles, medical equipment, computer systems, manufacturing equipment, or any major asset your business needs. We can also combine multiple machines from various suppliers into one monthly lease payment. 

Most leases can be structured to fit your needs. 

We can structure the lease to be a "deferred payment" lease which does not require any monthly payments for 4 to 6 months or until the equipment is generating revenue. 

We can set up the payments to be seasonal. Many businesses have a specific "season" which their equipment is in use and generating revenue. Our payments can be structured to better accommodate these needs. One example of this would be a Snow plow which is used in the winter months and not used in summer. 

We can also set the payments up to match your cash flow. If revenues are expected to increase significantly in 1 to 2 years, then we can start the lease off with smaller payments and then step it up to larger payments when more revenue is being generated. 

Does your business need new equipment to function in today's market?
Are you a new "start-up" business that wants to save capital via leasing?
Is your business expanding? 

We can supply leases for equipment all over the Globe. 

Our minimum lease amount is $3 Million USD with the maximum being $80 Million.

Contact us today to see if Leasing is the right way to go to solve your equipment acquisition needs.

Terms & Conditions of our financing programs can change or be cancelled at any time. Please contact us with the latest details about any of our financing programs.

International Financing Solutions
A  Division of Sean Allen, Inc. 

9531 Cypress Drive N.  Ft. Myers, Florida 33967
Ofc: 239-482-6866    Fax: 888-482-6860
Sean Cell: 239-898-9281     Email: sallen11867@aol.com
Skype: sean.allen5
www.InternationalFinancingSolutions.com
________________________________________________________________ 

Funding In - Ground Assets 

We have private investors who are interested in lending money based on nearly all types of in‐ground assets.  These assets can include Oil, Coal, Gold, Silver, and other precious
commodities found in the earth. 

The process is very simple and there are NO UPFRONT fees. Once we collect the necessary information, you will be dealing directly with the traders that will generate revenue for your project. 

To properly process your funding, we will require the following: 

1. Assay(s)/geological reports that show the value of your assets. The minimum amount
    we will fund is 25% of the assayed value. This amount must be at least $50M USD. 

2. Proof of rights to mine the minerals/assets from the government (stamped by the
    government) 

3. Proof of ownership of mining rights (land does not have to be owned, but you must
    have the rights) 

4. An executive summary of the project including use of funds and the humanitarian
    benefits of your funding (i.e. job creation, the need for silica in today's world, etc.) 

5. Color passport or US I.D. ... Must be clear and readable 

6. Completed our "In ground mine submission form"  

7. A signed service agreement with our business partner that gives us the exclusive right
    to present you to our funding source. 

Due to the high volume of files we receive, we must have a full package before we can submit to the project to the Private Investor for their review.

Sincerely,
 
Sean Allen
President

International Financing Solutions
A  Division of Sean Allen, Inc. 

www.InternationalFinancingSolutions.com
____________________________________________________________________ 

Green & Humanitarian Development Financing

"Green Energy Program"

This particular financing program is directed toward projects that have either a "Green" or "Humanitarian" component to their development. They have a very large appetite for Resort Developments, Residential Developments and Green Energy type projects. They will also consider any commercial development project provided it meets the "Green" or "Humanitarian" footprint. 

General Terms / Guidelines: 

• 100% LTC Financing on Projects around the Globe
• 75% LTV based on the completed value
• 100% of Debt is Forgiven ..... You will have NO loan Repayment
• Joint Venture partner will take an Equity Position in the Development
• Closing time is roughly 60 days upon submitting a Full Application
• Minimum Loan Amount is $10 Million usd up to $ 1 Billion
• Development Team must have verifiable past experience 

As stated above, the Joint Venture partner will not require any Debt Repayment on the loan. In exchange they will take an equity position on the project and will collect a % of the profits off the completed development. The profits will last the duration of the development's lifespan, but the principle is welcome to buy-out the JV partner at any time. 

If you have a project that you would like for us to review for this program, please submit to us: 

• Detailed Business Plan
• Detailed Pro-Forma
• Personal Financial Statements on each Principle
• Current Appraisal on the Property
• Feasibility Study

Sincerely,

Sean Allen
President
12/2008

sallen11867@aol.com
Ph:  239-898-9281 
Skype: sean.allen5

Please keep in mind that the terms and guidelines for this program can change or be cancelled at any time. For the most recent details about this superb program, please contact us.

International Financing Solutions and ACT Global Finance
are capable of funding 100% of the value of the contracts you have in place with companies that are rated BBB or better by "Standard and Poors" or Moody's. We also have the ability to fund your receivables, invoices, and purchase orders on a case-by-case basis.

If you are in the process of negotiating contracts, we suggest that you contact us during the negotiation process so that we may help you structure them into a fundable source of quick revenue for your company. 

Do you need funds to tool up for a large job?
Do you have a large contract that requires you to spend an excessive amount of up front money to get the project moving forward?

We can solve these problems by lending against the contracts you currently hold, up to 100% of the contact amount. 

This financing product enables businesses or private persons to garner advanced funding on unconditional contracts which are investment grade. Due to the uniqueness of this product, one is in a position of buying rather than selling. 

State of the market: This product is not readily available in the market. It is not asset based. No brick and mortar and no appraisals are required in order to facilitate this product.

7 Reasons Why This Product Is The Best In The Market 

1. Ease of Close
2. Flexibility of structuring (deferred payments, repayment start date, etc)
3. SPEED of funding (two weeks typically)
4. NO SURPRISES (not for you, the client, or anyone else)
5. NO upfront fees (other than $1500 Due Diligence fee)
6. No other fees (such as renewal fees, underwriting, or closing)
7. NO Equity to give away 

Ideal Clients:

Professional Athletes
Movie Production Companies
Alternative Energy businesses (bio-diesel, ethanol, coal, etc.)
CEO's and Executives (golden parachutes clauses)
LARGE equipment manufacturers
Lawyers who handle structured settlements
Low Income Housing Developments (tax credit collateral)
Tax Credit holders
Large annuity and CD accounts
Natural Resource businesses (ore, copper, precious metals, wind turbine farms)
Banks who issue Letters of Credit
Banks who issue "product financing" (pick up where they leave off)
Large retailers (Wal-mart, Costco, Target, Toys R Us, etc.)
Timberland and other natural harvest companies
Technology companies
Hard money lenders
Non-profit organizations
Financial planners
Business brokers
Hollywood professionals
Developers
Universities (endowments) 

If you are in the process of negotiating contracts, we suggest that you contact us during the negotiation process so that we may help you structure them into a fundable source of
quick revenue for your company.

Sean Allen
Ph: 239-898-9281
sallen11867@aol.com
Skype: sean.allen5
www.InternationalFinancingSoultions.com

Please give us a call with any financing needs that you or your company may have.

Stand By Letters of Credit 

International Financing Solutions and ACT Global Finance have established relationships
with a few "A" rated top-world banks to provide an
 Irrevocable Standby Letter of Credit (SBLC) service.
____________________________________________ 

The details of this service is ..... 

• The SBLC will initially be good for 366 days and renewals are available.
  
• The fee to the Bank is a flat 10% (less than 1% a month & subject to fluctuate depending on the bank)
  
• The fee to the Bank is due upon delivery of the SBLC.
  
• Our retainer and service fee is 1% to 3% based on the amount of SBLC.
  
• The Broker fee is due upfront upon acceptance of our Term Sheet 

 
The steps are:

1. The client remits the completed SBLC Bank application to us.
2. The Term Sheet is issued.
3. The client remits the Broker fee upon acceptance of the Term Sheet.
4. The irrevocable SBLC is drafted by the Bank.
5. The  Bank fee is escrowed upon acceptance of the Bank SBLC draft.
6. The Bank fee is released to the Bank upon Client receipt of the irrevocable SBLC.

This can all happen within 3-5 business days with
immediate Client Cooperation.
 
Once again, the Provider Bank is an "A" rated top-world Bank and does not qualify the uses of the SBLC.

All the client needs in order to obtain the annually renewable, irrevocable SBLC is a non-criminal record and the ability to pay for it. 

Please contact us for the current availability of this program, any guideline changes and if you wish to proceed forward ... request an application.

Sean Allen
Email: sallen11867@aol.com
Ph: 239-898-9281
Skype: sean.allen5
www.InternationalFinancingSoultions.com

 
***Please keep in mind that due to the current financial climate in the world, this program can cease to exist at any time without advanced notice. ***