~International Financing Solutions~

International Financing Solutions
A  Division of Sean Allen, Inc. 

Ofc: 239-482-6866  
Email: sallen11867@aol.com   Skype: sean.allen5
www.GlobalCommercialFinancing.com

______________________________________________________________
July 2009 

Commercial Property Refinancing 

International Financing Solutions has partnered with numerous lenders who are aggressively closing refinance loans on Commercial Properties. Our lenders will lend in all of the 50 states, Canada, Caribbean, Central America and in other parts of the world.

Typical Guidelines: 

• Property can be owner occupied or income producing
• Minimum loan amount of $4 Million USD with no maximum
• Max LTV is 65%, but can be exceeded occasion
• Very Competitive Rates, as low as 5%
• Funds Provided by Private Investment Banks
• Loans looked at as a Conventional Refinance or as a Hard Money loan .... Depending on current condition of property & revenues
• Closing typically occur within 30 to 45 days of receipt of all required documents
• Virtually all property Types considered:
  a.    Multi-Family
  b.    Retail - Shopping Malls , Strip Center, free Standing
  c.    Warehouses
  d.    Office Buildings
  e.    Self Storage Facilities
  f.     Hotels
  g.    Resorts
  h.    Marinas
  i.      Development projects which are partially completed

If you have a property which needs to be refinanced, please send the following documents to us for initial review.... 

• Executive Summary or Business Plan
• Pro-forma with projected revenue going out five years
• Personal & Business Financial Statement
• Summary Form (please request)
• Appraisal ... if a current one exists

In the years 2009 and 2010, Billions & Billions of dollars in commercial loans are projected to come due for refinancing. Our lenders have years of experience in the Commercial Banking Industry and are aggressively closing and funding these types of loans. 

________________________________________________________________

To receive more information on the various Financing Programs we offer, please visit our website
http://internationalfinancingsolutions.ning.com/profiles/blog/list

Sincerely, 
 
Sean Allen
President

Please keep in mind that rates, terms and guidelines to qualify may change at any time without advanced notice. For the most recent terms for this program and others that we offer, please call or send an email.

International Financing Solutions
A  Division of Sean Allen, Inc. 

Ofc: 239-482-6866 
Email: sallen11867@aol.com   Skype: sean.allen5
www.GlobalCommercialFinancing.com
________________________________________________________________
July 2009

 Maritime Financing 

International Financing Solutions with our strategic funding partners can
secure financing for the marine shipping industry.
Excellent terms and fast closings. 

Basic Information: 

• Up to 90% LTC Financing on Ships -
  Cargo, Tankers, Freighters, Cruise Ship, Barges, Ferries, Tugs, Floating Hotel, Etc.
• Minimum of $10 Million USD with no Maximum
• Combination of Debt / Equity Financing depending on the LTC requesting
• Seller can hold back a second mortgage for 10%
• Interest rates starting at 8% depending on strength of transaction & borrower
• Loan terms from 3 to 5 years or until revenue stabilization for a permanent loan
• Funding to Purchase or Refinance Maritime Vessels (New or Pre-owned)
• Multiple Ship Purchases can be combined into one loan
• Borrower must have an extensive background in the shipping industry
• Available across the Globe
• This program is for commercial, income producing maritime vessels only, personal yachts are not included in this category 

Purposes of Maritime Financing program:  

• Purchase of new or pre-owned vessels
• Refinance an existing loan
• New construction of Vessels
• Vessel Repair Loans
• Permanent Loan
• Expansion of Fleet
• Refurbish an existing Vessel   

Initial Documents needed: 

• Detailed Business Plan or Executive Summary
• Pro-forma (use of funds & projected revenues for 5 years)
• Personal Financial Statement on Borrower
• Resume on Borrower
• Copy of Purchase Contracts (if applicable)
• Summary Form completed (please request blank form) 

Once the documents above have been received, they will be reviewed internally before being forwarded to one of our preferred Private Investment Banks for their review.  We only work with funding sources that have a long proven track record for closing and funding loans. 

Please keep in mind that loan terms may change at any time. For the most recent terms and guidelines, please either email or give us a call to receive the most recent updates. 

______________________________________________________

To learn more about the various financing programs which we offer, please visit our website
http://internationalfinancingsolutions.ning.com/profiles/blog/list

Sincerely,
 
Sean Allen
President

International Financing Solutions
A  Division of Sean Allen, Inc.

Ofc:  .239-482-6866.  
Email: sallen11867@aol.com   Skype: sean.allen5
www.InternationalFinancingSolutions.com
www.GlobalCommercialFinancing.com
 ____________________________________________________________________________

June 2009 

Personal Asset Financing
(Priceless Artwork, Precious Gems, Ancient Antiquities) 

Loan Parameters:

* Up to 55% LTV of the subject  asset
* Minimum loan amount of $5 Million
* Asset can be held anywhere in the world (except for North Korea, Cuba, Iran)
* Interest rate between 9% & 14%
* Interest only payments required
* Short term or long term loan
* Few restrictions on "use of funds"
* Fast closings  

Documents needed:

• Executive Summary with brief description of Asset, Owner, location of asset, current value and loan amount requesting
• Recent appraisal on Asset
• Personal Financial Statement on Borrower 

This asset based financing program is very rare and difficult to secure unless you are dealing with the right funding source. The clients can be private individuals or corporations who are looking to leverage their asset to generate revenue for their short term needs. In today's current economic climate, many wealthy people are looking for ways to secure cash for the short term and using their Artwork or Precious Gems is excellent way to accomplish these desires. 

We can also lend against securities if the borrower has Stocks, Bonds, Mutual Funds or other securities to pledge as collateral. 

Contact us today to discuss your funding needs and how to best structure a solution to satisfy your monetary needs.

____________________________________________________

To learn more about the various financing programs which we offer, please visit our website

http://internationalfinancingsolutions.ning.com/profiles/blog/list

Sincerely,

Sean Allen
President

International Financing Solutions
A  Division of Sean Allen, Inc. 

Ofc:  .239-482-6866.   
Email: sallen11867@aol.com   Skype: sean.allen5
www.InternationalFinancingSolutions.com
www.GlobalCommercialFinancing.com
_________________________________________________________________________
June 2009 

Securities Based Lending Program

 This financing program allows the borrower to use their securities
(Bonds, Stocks, Mutual Funds and more)
as collateral to obtain money for any use. 

Benefits to the Program: 

• Interest rate is fixed between 2.5% & 4.5%
• Interest Only loan payments with balloon payment
• No Closing Costs, Lender or Transaction Fees
• No Upfront or Due Diligence fees
• No Income or Credit Check
• No restriction on "Use of Funds"
• Non-personal recourse loan
• Closing happens in days
• Loan Minimum is $1 Million USD - No Maximum
• Available to borrowers around the globe
• Up to 75% of the Value of the Security
• This program has been in existence since 2002 

Information Needed: 

• Summary Form describing borrower, asset & loan amount requested
• Need details of the asset (Stock symbol, Stock name & number of shares) 

Brokers Welcome

For more information on this financing program or any other that we offer,
please call or send us an email.

Sincerely,
Sean Allen
President

International Financing Solutions
A  Division of Sean Allen, Inc. 

Ofc:  23...    Fax: 888-482-6860
Sean Cell:  23...     Email: sallen11867@aol.com
Skype: sean.allen5
www.InternationalFinancingSolutions.com
www.GlobalCommercialFinancing.com

_________________________________________________________________ 

May 2009 

High LTV Commercial Loans 

International Financing Solutions has partnered with an Investment Banking Firm that will entertain Development Loans at a very high Loan-to-Value. In today's economy it is extremely difficult to secure funding for these types of deals, but we can.  

The Investment Bank looks at every deal based on its own strengths. Roughly 5% of the files that are submitted to us are accepted into the program. These would typically be files that need 90% LTV or higher, depending on the loan amount requested and what is being developed. 

Typical Guidelines: 

• High Loan to Cost loan request, typically up to 98% but determined on a case by case basis.
• File is structured as a Debt / Equity financing arrangement, typically 70% debt and the balance in equity
• Client must have their own money in the transaction. Either Cash,
  Land Equity or both.
• Interest Rates based on Libor (30 day) plus 5% to 7%.
• Total points collected at closing will be between 4% to 6%
• Loan terms up to 5 years depending on build-out schedule
• Closing generally occur  within 45 business days
• Most closing costs rolled into loan
• Typically this program is not applicable on residential development unless there is an high number of presales with deposits
• US Based or International Properties 

Requirements:

• Must be an Experienced Developer
• Must have a Substantial Net Worth
• File must "make sense" 

Initial Documents needed:

• Detailed Business Plan
• Detailed pro-forma
• Detailed listing of monies spent on the project to date
• Personal Financial Statement on Borrowers
• Summary Form (please request)

Please keep in mind that only about 5% of the files we receive will qualify for this program. The Investment Bank will review the file with us and if they believe it can close and fund,
then they will entertain the project.
If not, they will quickly pass on the deal. 

If you would like to submit your project for review, please email me the list of
needed documents (listed above) to sallen11867@aol.com.

Sincerely, 
Sean Allen
President

All financing programs are subject to change at any time. This includes maximum LTV or LTC, Interest Rates, Terms, and other Guidelines. 

April 2009

Development & Commercial Financing Update

2009 is definitely turning out to be a much better year for development and commercial financing. As we start into the second quarter of 2009, we are seeing an increase in the number lenders who are closing & funding loans, an increase in the availability for development money, and current loans in processing are moving at a much faster pace.

Lenders are obviously starting to lend money again on large projects, something we have not seen in the past 12+ months.

What we are seeing….

Commercial Bridge Loans / Hard Money loans:

Our lenders are aggressively closing and funding these types of files. Loan amount can not exceed 65% of the current “As-Is” value of the subject property and these are closing in less than 30 days. These can be secured on property inside and outside the United States (Internationally).

Development Loans:

With the proper structuring of the file, we are seeing these loans closing in a timely fashion. The most successful files involve the borrower having significant equity in the project (20%+) and a strong Personal Net Worth (experienced developers).

Commercial Loans:

Our Commercial Lenders are closing & funding loans on the purchase of various types of businesses. These include Hospitality Businesses (Hotels), Office Buildings, Retail Establishments, Business Expansion, or a host of additional funding needs.

Business Loans up to $6 Million:

Need money to expand the business? Having a short term cash flow issue? Need to acquire new machinery to meet production? Whatever the need, we have lenders who will make loans to expand an experienced business. Generally these can be closed within 30 to 45 days.

International Financing Solutions has the right contacts to secure funding for your Development or Commercial Project. Our stable of lenders have been in business for a number of years and are aggressively closing and funding files. Our minimum loan amount is $3 Million and we have no maximum limit.

If you have a project that needs funding, please give us a call or send an email, we would appreciate the opportunity to review your project for possible financing. We will only agree to take on a file if we believe it can make it to a funding. We do not want to waste your time or ours if the file appears to have a slim chance to making it to a closing.

Please remember that any and all funding programs can change or be cancelled at any time.
For the latest updates, please give is a call.

March 2009

Commercial Bridge Loans

For the past 18 months, many commercial projects have had to put their development on hold for lack of being able to secure the development loan. Many of these developments are in need of a short term loan to get them by until the permanent financing is in place.

International Financing Solutions has associations with numerous Bridge Lenders who are aggressively closing loans. The financing terms are very similar between the Bridge Lenders but each one has a special niche which they prefer to lend on. Some of these lenders prefer income producing properties, some like pre-construction projects, while others prefer projects (loans) which are located outside the United States. Whatever your funding needs may be, we have a funder who can close your loan and finance your project.

Some of the typical terms for our Bridge Loans are:

• Loan Terms from 12 months to 36 months
• Up to 65%LTV based on current “As-Is” values
• Interest Rates between 12% & 16%
• Closing time in as little as 30 days
• Interest Reserves can be built into the loan

Our preferred Bridge Lender does not require a recent appraisal and typically closes the loans within 30 days.

If your business is have a cash-flow shortage due to the current economic conditions, our bridge lenders can provide funds to get you and your company through this downturn in the economy until greener times come back.

Contact us to discuss your funding needs and we can secure a viable solution for you and your company.

To learn more about additional financing programs, please visit our website
http://internationalfinancingsolutions.ning.com/profiles/blog/list

Sincerely,

Sean Allen
President

Terms and conditions of any loan program are subject to change at any time without notice. Please call or send us an email for the latest terms & conditions on the project you are looking to finance.

 March 2009

 Commercial
Bridge Loans / Hard Money Loans

 ****Fast Closings****

Guidelines:                    

• Loan Amounts from $3 Million to $35 Million
  
  
• Max LTV is 65% of the current “As-is” Market Value
  
  
• Available Nationwide on Commercial Properties
  
  
• Loan Terms from 12 months to 36 months
  
  
• Interest Reserves can be built into the loan
  
  
• Interest rates from 9% to 16%
  
  
• Interest Only Loan Payments or Interest Reserve
  
  
• Lender’s fees will be between 2% to 10%
  
  
• Closings as fast as two weeks from submission
  

Initial information Needed to Review File for Financing.....

• Detailed Executive Summary which includes the following information…

    
      A. Description of property (# Units, Current As-is Value, Sq. Footage)

      B. Loan Amount & Detailed Use of Funds

      C. Date of Purchase w/ Amount & additional money spent on property

      D. Debt Service: Where is the money to make monthly payment?

      E. Loan Term Requested: How long you need the loan & why.

      F. Exit Strategy: How will you repay the loan? Refinance / Selling?

      G. Why are you applying for a Bridge Loan and not a conventional loan?

      H. Personal Financial Statement

      J. Recent Appraisal with Color Photos of various angles of property

      K. Recent Tri-merged credit report (credit score does not matter)

Cross Collateralization:

If the borrower has a few properties which they are interested in using as collateral, this lender can combined all the properties together and lend up to 65% of their combined “As-Is” value. All current liens would have to be paid off with the bridge loan.

_________________________________________________

If you or your client needs a Commercial Bridge Loan or Commercial Hard Money Loan, we have quite a few different funding sources which can handle these needs. The lender we use will depending on the property type,
it’s location and the amount needed.

Sincerely,

Sean Allen
President

Terms & Conditions of any financing program we offer may change or be eliminated at any time. Please contact us via a phone call or email for the latest
 terms & guidelines for your project.

March 2009

100% LTC Development Financing
Via an
Internationally Licensed Law Firm

International Financing Solutions has secured a strategic relationship with an International Law Firm which specializes in helping their clients secure the funds they need to develop their projects.

In today’s financial markets it has become about impossible to secure 100% financing for any development loan regardless of the financial strength of the borrowers or the strength of the project itself…. BUT we do have those capabilities through this International Law Firm.

Some of the basic guidelines are as follows…..

• 100% LTC financing for Domestic and International Projects
  
  
• Minimum Loan Amount of $10 Million, NO maximum
  
  
• Loan Terms are from 10 to 15 years
  
  
• Loan Payments are at “Interest Only” for the full tem. When Term Comes to and End, there is NO “principle to payback”. You are only required to pay the “Interest” on the loan.
  
  
• Up to a 24 month Grace Period for Construction
  
  
• All project Types will be considered
• 
  
• The Law Firm represents YOU through the whole process
  
  
• Law Firm Does Collect a $100k Retainer to represent you in securing your loan, NO additional Fees required (except for third party fees – appraisals, etc.)
  
  
• This Law Firm has a VERY HIGH closure rate on the files they accept
  
  
• International Financing Solutions represents you in this process and we only get paid when the loan closes.

International Financing Solutions is extremely selective in who we submit a loans to for financing. In today’s market there are numerous lenders who take a file and do not have the means to fund it. Because of this reality, we only submit files to funding sources that have the capital or means to close your loan and finance your project.

If you have a project that needs funding, give us a call or send an email, we would enjoy speaking to you. If you have considerable amount of money invested in a project already, we also have some superb lenders to finance these at “below” normal interest rates and excellent terms.

Sincerely,

Sean Allen
President

Terms & conditions can chnage or be eliminated at any time without notice. Please contact us for the most recent updates to this financing program or any other which we offer.

February 2009

In-Ground Asset Financing

With the increasing values of Gold, Silver and other precious metals, the emergence of Financing based on In-Ground  Assets has increased. Many funding sources are changing their older “lending programs” to a new program which is based on using the Assets in the Ground as collateral for the loan.

International Financing Solutions has a few funding sources which will lend on In-ground Assets. These Assets do not always have to be precious metals, but can also be coal, oil, gas or any other similar assets which has a market value.

One of our lenders is a Hedge Fund which has the following Guidelines:

• 100% Financing - Gold silver, Platinum, Oil, Gas, Coal
• Operating Field / Mine OR  Non-Operating (includes vaulted assets) Field
• Min. Loan Amount: $30,000,000
• Max. Loan Amount: Varies on Asset Type
• Min. Asset Value: $400,000,000
• Loan to Asset Value: Up to 25% for Operating Field/Mine
• Loan to Asset: From 5 to 10% for Non-Operating Field Mine
• Value Determination: Market Price / Reserve Market Price
• Reserve Reports: No more than 3 years old
• Location: Must be on U.S. soil 

TERMS FOR FINANCING:

• 5 Years: First 3 years are interest only
• Interest Rate: 12% (Might be lower depending on project).
• Loan to Asset Value: 5 - 25%.
• Fee: 6% of funded loan amount.
• Funding occurs 60 days post closing.

INITIAL DOCUMENTS NEEDED:

• Detailed Business Plan
• Detailed Use of Funds
• Geological Survey /  Assay Report
• Personal Financial Statement
• Please request our application forms

International Financing Solutions is ready to assist you in securing Capital
while using your In-Ground Assets as collateral.

To learn more about the different financing programs we offer, please visit our website
http://internationalfinancingsolutions.ning.com/profiles/blog/list

Please keep in mind that terms & conditions of any financing program may be subject to change at any time without notice, or the funding source may elect to end the program for any reason. For the latest terms, guidelines and conditions  please contact our office for
 the most recent updates.